Step 2 of 7
Your budgeting plan
Now turn what you learned into your own plan. Start with your take-home pay, pick one method and give every peso a job.
Your plan
Needs 50%
₱0
Rent, food, transport, bills, family support
Wants 30%
₱0
Eating out, shopping, hobbies
Savings and debt 20%
₱0
Emergency fund, investments, loan payments
Example: ₱25,000 with the 50-30-20 rule is ₱12,500, ₱7,500 and ₱5,000.
Free Budget Planner
Split your pay on planwealth.ph, or copy the Budgeting Plan Google Sheet.