Step 1 of 5
What do you really want?
Each chapter builds one level of your Financial Pyramid. This one lays the groundwork: before you manage your money, you need to know what it's for.
- Goal
- Decide what you're saving for, so every peso has a job.
- Milestone
- You've written at least one short-term, one mid-term and one long-term goal, each with an amount and a deadline.
- Next step
- Pick your most urgent goal and work out how much you need to set aside each month.
Your place on the pyramid
- 6
- 5
- 4
- 3
- 2
- 1
- Starting point: setting your money goals
Know what you're working for first. Money isn't just for bills. It can help you build the life you want.
Without a clear goal, it's easy to
- Spend everything you earn
- Forget to save
- Feel stuck, even when you're earning
With a goal, your choices get easier. Spending less and paying yourself first start to make sense. A clear goal keeps you going, even when saving feels hard.
Money goals matter
Everyone's reason is different. Some want to help family, some want to travel, some just want less money stress. Knowing your why keeps you focused, especially when you're tempted to spend on things that don't fit your goal.
- Why do I want to have more money?
- What do I want to experience or achieve in the future?
- Who do I want to help when I have extra money?
- What is one thing about money that worries me right now?
Your answer saves as you type