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Important notes
Money Basics for Filipinos. First edition, November 2026. © 2026 PlanWealth.ph. All rights reserved. This guide is licensed for your personal use only. Please don't copy, resell, share or post it, in whole or in part, without written permission. Short quotes for reviews are welcome with credit to PlanWealth.ph.
Important: This guide is for educational purposes only and is not personalized financial, investment, tax, insurance or legal advice. Everyone's situation is different. Before making big financial decisions, consider getting a comprehensive financial plan built around your goals (PlanWealth.ph offers this; email hello@planwealth.ph), and speak with a licensed insurance or investment professional, a CPA or a lawyer where needed.
About the figures: Rates, rules and amounts in this guide are as of November 2026 unless stated otherwise. They change often, so always check the official source (SSS, PhilHealth, Pag-IBIG, BIR, BSP, PDIC, SEC and Insurance Commission) before you act.
No sponsorships or commissions: PlanWealth.ph sells education products, not insurance or investments. We are not paid by, and have no affiliation with, any bank, insurer, fund, app or platform named in this guide. Names are examples only, not recommendations. Investing involves risk, including loss of money. Past returns don't guarantee future returns.
All people in the examples, including Juan, are fictional.