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Chapter 7

Make it a habit

Build habits that keep your plan going, even when life changes.

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Small steps create big change

Good money habits are built small and repeated over time. You don't need to be perfect, just consistent. Saving a little each week, checking your expenses and sticking to your budget all add up.

Small steps you can take this week

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Build momentum through habits

The more you repeat good money habits, the easier they become. Always pay yourself first, always spend less than you make, check your cash flow regularly, and add to your emergency fund even with small amounts.

Automate when you can

Set up automatically

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