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Chapter 2Level 1: Managing your cash flow

Understand your current money situation

See where your money comes from, where it goes and what you're worth today.

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Step 4 of 6

Your numbers

It may feel scary at first, but knowing your numbers is the best way to take control of your money. This is your starting point. Use one typical month. If your income changes month to month, use your average. Leave a line blank if it doesn't apply.

Your cash flow statement

Monthly income

Total income₱0

Monthly expenses

Total expenses₱0

Cash flow (income − expenses)

Fill in your numbers to see your result.

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Prefer a spreadsheet?

Track your cash flow month after month in Google Sheets.

Your net worth statement

Assets (what you own)

Total assets₱0

Liabilities (what you owe)

Total liabilities₱0

Net worth (assets − liabilities)

Fill in your numbers to see your result.

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Have a loan?

See its real interest rate and total cost before you borrow again, with the free Loan Interest Calculator.

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