Step 1 of 3
Preserving wealth: retirement
Retirement is the biggest goal most of us will ever save for, and the one we're most likely to put off. The earlier you start, the more time compounding has to work for you.
Know what SSS will and won't do
Your SSS (or GSIS) pension is a foundation, not a full plan. For most people it covers only part of their living costs. Check your contributions and estimated pension on the My.SSS portal or app.
Quick estimate: how much will you need?
What your own savings must cover
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Total you'll need
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Pension and other income
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This simple estimate is in today's pesos, so your investments need to grow faster than inflation for it to hold. A full retirement plan also adjusts for inflation, returns and health costs.